Pandemic, energy costs, fuel prices - where does it end?
There's now three certainties in life - death, taxes and the cost of living.
These are tough times so you’re probably shopping around to save a few quid, or looking to recalibrate your finances. We say go you. But we also want to ensure you keep cover, protecting your family with Life Insurance, Critical Illness Cover and Income Protection.
Here’s our guides, tips and links to money saving sites so you can stay on track, and stay protected.
Cutting down costs, day to day
Brits set to shower at work, let out rooms and sell possessions to get by.
£128-Brits financial tipping point
How much more do Britain's bills have to rise for households to struggle?
What are Britain's untouchables?
I'll give up this but I WON'T give up that. Things Brits aren't prepared to give up.
Interest rates and the 'mini budget'
We take a look at the
potential impacts we may all face as a result of the mini budget.
Realise the value in your protection policy
What benefits are included within your cover? Many provide free extras which can add real value.
Restructure the essentials
What are the essentials, what are the cuttables and how to keep protected through tough times.
In a crisis - keep your cover and carry on
Life insurance may seem like a luxury, but “some protection is always better
than none”
Seven reasons to review your life insurance cover
Your policy isn't carved into stone - is it time for a review? Why now might just be the ideal moment
Can I get a refund if I cancel my life insurance?
Thinking about cancelling your protection insurance? Here's what you
need to know
Insurer benefits and extra support
If you have an existing policy in place, you may be surprised to find that many UK insurers provide extra value services. These vary by insurer but can include virtual/ telephone GP appointments and counselling, as well as legal, housing and employment advice.
Clink the link below to see what support is provided by your insurer.
What’s the ‘right amount’ of life cover?
It’s different for everyone. To figure out the ‘right amount’ of cover for you, you’ll want to factor in your outstanding debt, your family commitments (now and in future) and what you can afford to spend each month in premiums.
Our calculator will help. And after you calculate the ‘right amount’ of cover, give us a call (or leave your details we’ll call you) so LifeSearch can search the market for policies that match what you’re after.
The LifeSearch Health Wealth and Happiness Report 2023
Covering 2022 and 2023, LifeSearch examine UK mental health, finances, friendships, happiness and the four day work week. Click the link below to take a look at the annual LifeSearch deep-dive into UK trends, experiences, finances, and emotions.
Previous reports
2017 | 2018 | 2019 | 2020/2021 Q1 | May 2022 | November 2022
Articles and guides...
We've picked 3 guides we think you may find helpful, but you can visit the Articles and guides hub for more.
Can I change life insurance companies?
And probably the most important question - should you? Find out in this guide!
By Katie Crook-Davies, Protection Writer
4 min read
Five reasons to use a protection adviser
This guide explains what protection advisers do and how they can help to get you and your family protected.
By Katie Crook-Davies, Protection Writer
5 min read
The 10 reasons why you need life insurance now
Here are our top 10 reasons to get your life insurance sorted today
By Katie Crook-Davies, Protection Writer
5 min readHelpful links & tools...
We've scoured the web to find you some top sites where you could save money at the pump, in the supermarket or by searching for better deals on your credit cards & loans. It pays to shop around, and the same goes with your protection - we're here to help with advice & quotes, fee-free.*
LifeSearch are not affiliated or financially linked with any of the websites below. If you are in any trouble with debt and outgoings, please speak to your local Citizens Advice.
Practical help through the CoL crisis with signposts to benefits, grants and support.
*We've provided these links to help you locate sources of information that you may find helpful. We aren't responsible for the content or accuracy of the information contained within those sites, so please do note that you use any information they provide at your own risk. The information we have provided here does not constitute financial advice, always do your own research to check it's right for your individual circumstances and needs. We can't accept liability for content on other websites or if things go wrong should you choose to follow their advice.
With your policy in place, we're here when you need us
LifeSearch was the first independent adviser to run a fee-free, full-time claims desk. We're proud of that. And we're proud we can still offer care and support to customers when they need it.
So whether you want to check a policy detail, get us to decode some legal jargon, change your cover, make a claim, discuss putting your policy into Trust, or simply to ask a question – pick up the phone and let us do what we do best.
Since 1998 we've protected more than 900,000 UK families
- Fee-free expert advice, free support services
- We search a range of insurers - some you know, some you don't
- We advise, we search, but you decide
- Multiple award winners for our customer service, culture and campaigning
- Trustpilot 'Excellent' year after year from thousands of reviews