Income Protection Insurance - Get quotes to protect your income

Reasons to choose Income Protection Insurance

Think about it - you're more likely to be off work sick than you are to pass away before retirement, so this is the most essential cover available
If you're sick or injured, this insurance will enable you to pay your bills and provide for you and your loved ones
Where state benefits can and do change inline with government policy, this cover is a contract and a promise to you that won't change

Why taking expert advice makes the difference

Income Protection is one of the most important insurances, as without a regular income you could be hard-pressed to pay the bills
Even if your budget is tight - we'll help you prioritise which cover is best for you
Being unable to earn is less of a worry when you know your wages are protected

Watch our Income Protection cover video

Frequently asked questions about this type of policy

What is Income Protection and do I need it?

Income protection can provide a income if you're unable to work through sickness or injury - covering your essential outgoings.

Whilst you may receive sick pay from your employer, not everybody does and some people overestimate how much they get. Income Protection can provide that financial safety net.

How much is covered and how long am I covered for?

You can choose a policy built around your own circumstances. You can cover as much of your income as possible or just protect your mortgage or rent repayments. It's up to you how long your plan stays in place and how long each claim pays out for. Let our advisers guide you through your options.

I'm self-employed or not in full-time employment - can I get cover?

Of course. Income Protection is available to self-employed, primary carers, part-time workers, contractors and more; our expert advisers can provide you with a tailored quote.

Even if you have some difficulty proving your income, there are plenty of options available.

I've heard bad things about PPI. How is income protection different?

Income protection works very differently to PPI cover; it provides for more extensive coverage if you get injured or are too ill to work . The main issue with PPI was the way it was sold, rather than the product itself, and we have advisers that will take care to make sure everything is explained to you.

Each year, one million people in the UK become unable to work due to a serious illness / injury

At least 7% of income protection claims pay out in the first five years of a policy being taken out

Since 1998, happy LifeSearch teams have protected nearly half a million UK families

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Income protection