1,794,475 Protected
4.9 out of 5
1,794,475 Protected
Watch us calculate and update your options here
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The term is calculated up until the end of your mortgage. If this needs to be longer, please use the slider below to adjust the term. When deciding your term length, you may wish to consider any financial obligations you have, such as loans, credit cards and any other long-term financial repayment commitments or reliant dependants that exceed the length of your mortgage.
The term is calculated up until your age of retirement based on a retirement age of 65. If this needs to be longer, you can change your term below using the slider below. When deciding your term length, you may wish to consider any financial obligations you have, such as loans, credit cards and any other long-term financial repayment commitments or reliant dependants that exceed your retirement age.
The term is calculated up until your dependants no longer need your financial support. If this needs to be longer, please use the slider below to adjust the term. When deciding your term length, you may wish to consider any financial obligations you have, such as loans, credit cards and any other long-term financial repayment commitments or reliant dependants that exceed the length of years that your dependants need your financial support.
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Check that the values you entered for protecting a mortgage, rent, loans and other debt are correct, as well as your current savings & any existing cover.
We may be able to find quotes for the cover you want, regardless of the amounts in this tool, and we’ll only advise so any final decision is yours. We’re here Monday - Friday 8am - 8pm and on Saturdays from 9am - 2pm.
{{phoneNumber}}Arrange a call back from one of our advisers when it suits you and they'll take the lead - but any decisions will always be down to you.
You can call us direct and you'll be assigned an adviser to talk your needs. We're here Monday - Friday 8am - 8pm and on Saturdays from 9am - 2pm.
{{phoneNumber}}Arrange a call back from one of our advisers when it suits you and they'll take the lead - but any decisions will always be down to you.
You can call us direct and you'll be assigned an adviser to talk your needs. We're here Monday - Friday 8am - 8pm and on Saturdays from 9am - 2pm.
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It's horrible to think about. But if you die, your loved ones will miss your income and the security you provide. That's where life insurance helps. It pays a cash lump sum so those you leave behind have financial breathing room. The amount of the lump sum is up to you and will affect the cost of your premiums, as will your circumstances, health and lifestyle.
A lump sum payment to help you in a difficult situation. It's a scenario no one wants to think about. Apart from the emotional turmoil, a critical illness diagnosis will likely impact your finances and way of life. Your income might take a hit and you may have added expenses or need to make adaptations to your home. Critical Illness Cover pays a cash lump sum so you and your loved ones can better cope in an awful situation.
A monthly payment to cover your wages. If you're ever forced off work because of an illness or injury, Income Protection pays a high percentage of your wage for a specified period, dependent on your policy terms. Payments start whenever it makes sense: straight away (if you don't have sick pay, for example) or at a specified time (when your company sick pay ends, say).
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Make sure you check insurer policy documents if you buy, but these are covered by most insurers. Over 80% of claims relate to the first three
| Cover | Joint Cover | Amount | Estimated price |
|---|---|---|---|
| Life insurance | {{lifeCoverBenefitAmount | currency }} | {{deathCover | currency }} | |
Life Insurance pays a cash lump sum so those you leave behind have financial breathing room. This lump could be used to pay off your mortgage, cover rental, support dependants, or other loans/debts that you've told us about. * Prices quoted are indicative based upon what we know about you so far. Your actual price may change based on other factors such as your health and lifestyle. This calculator covers life insurance, critical illness, and income protection. You may be better suited for other protection products; if you wish to discuss these, call our advisers. * Prices quoted are indicative based upon what we know about you so far. Your actual price may change based on other factors such as your health and lifestyle. This calculator covers life insurance, critical illness, and income protection. You may be better suited for other protection products; if you wish to discuss these, call our advisers. You have different needs, so it may be more appropriate to have different policies to cover different needs. ** Estimations calculated from CPAG data – Child Poverty Action Group. https://cpag.org.uk |
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| Critical illness | {{benefitCicPredicted | currency}} | {{illnessCover | currency }} | |
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You told us that you want to ensure you have help financially if you were to get a serious illness that's not diagnosed as terminal. Critical Illness Cover pays a cash lump sum, if you’re diagnosed with a critical illness that is covered by your policy, so you and your loved ones can better cope in an awful situation.
* Prices quoted are indicative based upon what we know about you so far. Your actual price may change based on other factors such as your health and lifestyle. Not all protection products available on the market are offered by this tool. |
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| My income protection | {{ipBenefitAmountFirstLife | currency }} per month | {{incomeCoverFirstLife | currency }} | |
| My partner's income protection | {{ipBenefitAmountSecondLife | currency }} per month | {{incomeCoverSecondLife | currency }} | |
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You have an income and want to ensure you have cover to protect some of your income if you were too sick or injured to work. Income Protection pays a percentage of your income for a specified period depending on your policy terms. Payments can start straight away (if you don't have sick pay, for example) or at a specified time (when your company sick pay ends, say) depending on the insurer selected.
* Prices quoted are indicative based upon what we know about you so far. Your actual price may change based on other factors such as your health and lifestyle. Not all protection products available on the market are offered by this tool. |
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| Monthly payment | {{totalPremium | currency}} | ||
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If you select dependants, we will assume you want an additional payout amount to support your dependants for a specified period.
If you select dependants, we will assume you want an additional payout amount to support your dependants for a specified period.
