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Critical Illness Cover

A lump sum if you become seriously ill. It can also cover against serious injury
Get advice & quote Call 0800 316 7253

Reasons to choose Critical Illness cover

  • Critical Illness cover has you covered for many serious illnesses and can be bought alongside life cover, or on its own. Similar to Serious Illness Cover, our advisers will explain the difference
  • It pays out a tax-free lump sum, or income - when you need it most
  • Some policies can also pay out if your children get seriously ill

Why taking expert advice makes the difference

  • Different policies cover different illnesses - we'll help you choose what matters
  • Like most things in life, you get what you pay for and the cheapest isn't always best. Our advisers will find the best cover for you
  • You can combine Critical Illness Cover with another LifeSearch policy, or to compliment an existing policy you already have in place

Watch our Critical Illness Cover video

Frequently asked questions about this type of policy

All Critical Illness Covers include the main serious illnesses you might suffer from - coronary artery bypass, major heart attack, kidney failure, major organ transplant, multiple sclerosis, stroke and a defined set of specific cancers.

The list doesn't stop there though, as plans can cover many more, along with cover tailored to your kids.

If you're unfortunate enough to need to make a claim, the insurer will assess your situation, and assuming your diagnosis meets the terms & conditions they will payout directly to you. We have a dedicated claims team to help you every step of the way.

Terminal Illness Cover pays out at the point you're diagnosed with a terminal illness, rather than when you're no longer here.

Critical Illness Cover protects you if you're diagnosed with a critical, but not necessarily fatal, illness during the length of your protection.

Yes, absolutely. Many people do and ensures you're covered for both Life Insurance and Critical Illness Cover.

47 years old - the average age of a claimant

Heart attack, cancers and stroke account for over 80% of claims

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