Why Mortgage Protection Insurance?
- Helps your loved ones stay in the family home
- Ensures your family won't have to worry about missing repayments
- It's peace-of mind that if you pass away the mortgage can be paid
Why expert advice makes the difference
- Mortgage protection is a type of life insurance that runs alongside your mortgage. There are many products and options so best to speak with the experts
- There are two main types of mortgage protection insurance: level term cover and decreasing term cover. Which is best depends on your mortgage
- We'll explain how mortgage protection insurance can protect your loved ones from missed payments or repossession
Watch our Mortgage Protection video
Frequently asked questions about this type of policy
Level term policies offer the same amount of cover throughout the term of the plan.
Decreasing term policies reduce cover to match the reducing debt of some types of mortgage, making them cheaper.
Mortgage life cover doesn't get paid directly to your mortgage lender it goes to the beneficiaries that you choose, unless otherwise arranged.
That's fine. Partners don't have to be named on the mortgage in order to be covered. Your partner passing away could still have a financial impact on the household and vice-versa.
Mortgage Protection - advice and guides
We've picked 3 guides we think you'd like, but you can visit the Advice & Guides hub for more.
How long does it take to buy a policy?
The low-down on protection insurance
Types of life insurance explained
There are lots of different life insurance products, but which one is right for you? Find out here...
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