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Mortgage Protection
Reasons to choose Mortgage Protection Insurance
- Helps your loved ones stay in the family home
- Ensures your family will not have to worry about missing repayments
- Peace of mind for you and the family that if you pass away, the mortgage can be paid off
Why taking expert advice makes the difference
- Mortgage protection is a type of life insurance that is taken alongside your mortgage. Our experts are more than happy to talk you through how this works
- There are two main types of mortgage life cover: level term cover and decreasing term cover. The type you might need will depend on your mortgage
- We'll explain how this type of cover can save your home for your loved ones, prevent missed payments or repossession
Watch our Mortgage Protection video
Frequently asked questions about this type of policy
Level term policies offer the same amount of cover throughout the term of the plan.
Decreasing term policies reduce cover to match the reducing debt of some types of mortgage, making them cheaper.
Mortgage life cover doesn't get paid directly to your mortgage lender it goes to the beneficiaries that you choose, unless otherwise arranged.
That's fine. Partners don't have to be named on the mortgage in order to be covered. Your partner passing away could still have a financial impact on the household and vice-versa.
Mortgage Protection - advice and guides
We've picked 3 guides we think you'd like, but you can visit the Advice & Guides hub for more.
How long does it take to buy a policy?
The low-down on protection insurance
Types of life insurance explained
There are lots of different life insurance products, but which one is right for you? Find out here...
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