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Family income benefit
A regular monthly income for your family
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Reasons to choose Family Income Benefit
- Family Income Benefit helps to cover your family's living costs with a monthly or annual payment, making it easier for them to manage
- It's one of the best value ways to protect against death or serious illness, and can often be taken alongside a lump sum Life Insurance policy that's designed to pay off the mortgage
- A regular income is easier for your loved ones to manage and means they don't have to worry about dealing with a lump sum which can be overwhelming and easily mismanaged
Why taking expert advice makes the difference
- If you've read about Family Income Benefit, Income Protection and Critical Illness Cover and you're feeling confused, let us talk you through each option
- Think Life Insurance - but instead of a lump sum pay-out, your dependents receive a tax-free monthly income over a period you choose - we'll tell you more
Watch our Family Income Benefit video
Frequently asked questions about this type of policy
Both are types of Life Insurance; Family Income Benefit pays out an ongoing income whereas Life Insurance pays out a lump sum.
Family Income Benefit pays beneficiaries after the insured person passes away or is diagnosed with a serious illness. Income Protection protects you if you're unable to work through illness or injury.
Yes, but only if you choose for it to rise with inflation. It's a good idea to get a policy that keeps track of rising prices - especially if it could be paying out over a long period of time.
Like Car Insurance, if you don't need to claim you wouldn't get your car repaired. Family Income Benefit is designed to protect your family if you die, so if you're still around, your family won't need the insurance.
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