We say it’s ALWAYS better to seek independent advice when you’re buying protection insurance - here’s why:
You get to benefit from the best-value cover available.
Buy direct from a bank or insurance company and they can only offer you their own products. LifeSearch has contact with all of the UK’s leading insurers and gives fully-regulated, unbiased, unrestricted advice, which means you get to choose from the highest-quality and best value the UK insurance market has to offer, whichever insurer it’s from.
Years of experience and up-to-the minute knowledge work for you.
We deal with insurance products all day every day, and know how to get the best out of them for our clients. We’re in minute-by-minute contact with insurers to ensure we have the very latest information. We know the questions to ask to find you the type of cover you need, the level required and how long it should last. Insurance works best when the cover is tailored to your circumstances and your needs. We’ll show you how.
You’ll get the best price.
We’re a top five customer for all of the UK’s leading insurance companies with access to their most competitive rates. LifeSearch won’t be beaten on price for any of the policies we offer.
Your policy is set up with unmatched expertise and protection.
Our skilled tele-interview team will take you through your application and ensure your policy is set up correctly. One of the main reasons claims are declined is because of ‘non-disclosure’ - incorrect or missing information on policy applications. Our expertise ensures that the information you give us is presented to your insurer correctly, and all of your calls to LifeSearch are recorded and available to the Financial Ombudsman Service for your complete protection.
We’ll put your policy in trust.
Trusts are the time- and tax- efficient way to set up your Life Insurance policy, ensuring claims are paid quickly, and to whom you want to benefit. In most cases, they avoid all Inheritance Tax. We’ll put your policy in Trust for free.
You’re supported with advice and help that doesn’t stop once you’ve set up your policy.
Once you’re a LifeSearch customer you can call anytime to check your policy or ask a question. We recommend an annual review, and will often call to check in with you, but whenever your circumstances change your need for cover might change too. If you need to make a claim, our dedicated claims desk is at your disposal with help and guidance and our LifeSearch Care service is on hand for support.
No other broker offers all this. From your first call for a quote through making a claim and to after-claims care we’ll offer help, assistance and advice. Call to find out more.
Since 1998, happy LifeSearch teams have protected more than 640,000 UK families
- Fee-free expert advice, free support services
- We hunt the market: insurers you know and some you don't
- We advise, we search, but you decide
- Over 80 awards and a super-high TrustPilot score
- Top #3 in Sunday Times Best Places to Work