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Frequently asked questions
Business insurance is a group of protection products designed to shield employees and employers from the financial impact of a key person’s sickness, critical illness or death. You’d likely want to talk to us if you’re one of the following:
- Sole trader
- Limited company
- Partnership
- Limited Liability Partnership (LLP)
If you’re an employer, or represent one, you’ll immediately see the benefits for employees and their loved ones: it’s peace-of-mind. If something terrible happens they’ll be OK financially.
But this is for employers, too. There’s tax relief available when you protect your people, and there’s extra value in areas like recruitment, retention, performance and loyalty when you boost your benefits package and show your team you care.
Key person insurance pays funds to ensure continuity if you’re down a key performer. The funds can cover recruitment, training and overtime and can even reimburse the value of any lost contracts / profits that result from a key person’s absence.
This is when a business offers death-in-service benefits to its employees. If the worst should happen to an employee, this can pay out a multiple of their salary on death, helping to alleviate the financial burden for loved ones left behind.
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Frequently asked questions
Business insurance is a group of protection products designed to shield employees and employers from the financial impact of a key person’s sickness, critical illness or death. You’d likely want to talk to us if you’re one of the following:
- Sole trader
- Limited company
- Partnership
- Limited Liability Partnership (LLP)
If you’re an employer, or represent one, you’ll immediately see the benefits for employees and their loved ones: it’s peace-of-mind. If something terrible happens they’ll be OK financially.
But this is for employers, too. There’s tax relief available when you protect your people, and there’s extra value in areas like recruitment, retention, performance and loyalty when you boost your benefits package and show your team you care.
Key person insurance pays funds to ensure continuity if you’re down a key performer. The funds can cover recruitment, training and overtime and can even reimburse the value of any lost contracts / profits that result from a key person’s absence.
This is when a business offers death-in-service benefits to its employees. If the worst should happen to an employee, this can pay out a multiple of their salary on death, helping to alleviate the financial burden for loved ones left behind.
LifeSearch compare quotes from all major UK insurers. Advice offered is free and all quotes given are without obligation. LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.
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