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Get Quotes & Expert Advice on Protection

  • Fee-free expert help to find your perfect cover
  • Since 1998, our advice has helped to insure over 1 million people
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LV= Pension & Retirement have teamed up with advice specialists LifeSearch to offer you protection advice for Life Insurance, Critical Illness Cover, Mortgage Protection and other protection products from a wide range of different providers. 

Enter your details below and a LifeSearch Adviser will give you a call to discuss your options.

  • We'll get to know you - we'll give you a call to understand your needs.

  • We'll recommend what's best - we'll never recommend a product if it's not right for you.

  • Then you decide what you want - you'll be fully informed to make the right decision.

The information you provide to LifeSearch will be shared with insurers so they can provide you with protection quotations, and to get you covered. Your data won't be shared with any other companies.

If you are an existing customer and want to speak to LV= about your policy, please call them directly on 0800 6781906

We strictly adhere to the General Data Protection Regulation and will only use your personal information for the purposes of helping with your query. As an advice-based broker, by submitting your details with your phone number and email, we may attempt to call, text or email you in order to service your query for Life Insurance, Income Protection Insurance, Critical Illness Insurance and other products. For more information, please read our Privacy Notice & Cookies.

Single or joint policy?

You may need a joint, or a single policy. Not sure what you need?...we can advise, and usually if it's a joint application, we would recommend individual policies.

Do you know what cover you need?

Life cover, income protection, critical illness cover, family income benefit and more - there's so much choice. If you know what cover you need, great; if not, we're here to help and advise.

How much cover do you need?

The amount you need depends on a number of factors such as your mortgage balance, any debts and a lump sum you may want to leave after these are factored in. Don’t worry – if you’re not sure we can advise you.

Frequently asked questions about protection products

Life insurance protects your loved ones with a lump sum payout, ensuring that they don’t suffer financially if you’re not around anymore. A policy is usually bought to cover the period (or term) that your family most need help i.e. during a mortgage term, or when your children are financially dependent on you. 

Critical illness cover pays a tax-free lump sum if you’re diagnosed with a critical illness during the term of the policy. You decide on the length of the policy: many people choose to have cover until their kids have flown the nest, until the mortgage is paid, or until they plan to retire. 

Think of critical illness cover like car insurance: you pay every month or year for it and hope you never ever need to use it, but you feel better knowing it’s there. Just in case.

Life Insurance costs rise with age, so over 50's life plans make things a little more affordable. Unlike traditional life insurance, you don't need to take a medical. If you're aged between 50 and 80 (or 85 with some policies), you'll be accepted regardless of your health.

No, a lender won’t usually insist that you have a policy as a condition for accepting you for a mortgage. However, just because mortgage insurance is usually optional, it doesn’t mean that you should ignore it.

We find life cover to suit you, help you decide what's best and more

Our 3 step process

LV= act as an introducer to LifeSearch who will arrange your Life Insurance with advice. By clicking 'Book a Callback' or calling the number, you agree to be contacted by an Adviser from LifeSearch Limited who will arrange your policy, and their Terms and Conditions will therefore apply. Your future servicing requirements will also be dealt with by LifeSearch Limited. LifeSearch Limited are an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.