Frequently asked questions
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*Prices where indicated in adverts are based on the below criteria, as of 16/01/2026. Prices quoted may vary depending on your own individual circumstances including age, medical history, the sum assured, length of policy - and other variables.
Life Insurance from £3 per month:
25 year old, male client, non-smoker- level term assurance £100,000 over a 25 year term - £3.73 pm
Family Income Benefit from £5 per month:
30 year old female client, non-smoker- looking at £500 to be paid each month over a 18 year term - £5.00 pm
Critical Illness Cover from £5 per month:
25 year old male client, non-smoker- level term critical illness £20,000 over a 25 year term - £5.55 pm
Mortgage Protection Insurance from £5 per month:
30 year old female client, non-smoker- decreasing £150,000 over a 25 year term - £5.02 pm
Income Protection Insurance from £5 per month:
30 year old male client, non-smoker- admin assistant- 3 month deferment period - £1,000 to be paid out each month, for a maximum of 2 years per claim, covering up to the age of 65 - £5.76 pm
Over 50s Insurance from £20 per month:
50 year old male client - non-smoker- over 50’s plan to pay out £7,046 for £20pm
60 year old male client - non-smoker- over 50’s plan to pay out £4,955 for £20pm