Get business insurance advice & quotes
Frequently asked questions
Business insurance is a group of protection products designed to shield employees and employers from the financial impact of a key person’s sickness, critical illness or death. You’d likely want to talk to us if you’re one of the following:
- Sole trader
- Limited company
- Partnership
- Limited Liability Partnership (LLP)
If you’re an employer, or represent one, you’ll immediately see the benefits for employees and their loved ones: it’s peace-of-mind. If something terrible happens they’ll be OK financially.
But this is for employers, too. There’s tax relief available when you protect your people, and there’s extra value in areas like recruitment, retention, performance and loyalty when you boost your benefits package and show your team you care.
Key person insurance pays funds to ensure continuity if you’re down a key performer. The funds can cover recruitment, training and overtime and can even reimburse the value of any lost contracts / profits that result from a key person’s absence.
This is when a business offers death-in-service benefits to its employees. If the worst should happen to an employee, this can pay out a multiple of their salary on death, helping to alleviate the financial burden for loved ones left behind.
Forbes Advisor have teamed up with protection specialists LifeSearch to offer you advice for Business Insurance and other protection products from a range of different providers:
- Our business life insurance panel covers all UK-based business occupations
- We work with you to understand your individual business needs
- We explain the options, simply, and set up your cover in the right way for your business
LifeSearch compare quotes from a range of major UK insurers. Advice offered is fee-free and all quotes given are without obligation.
We strictly adhere to the General Data Protection Regulation and will only use your personal information for the purposes of helping with your query. As an advice-based broker, by submitting your details with your phone number and email, we may attempt to call, text or email you in order to service your query for Life Insurance, Income Protection Insurance, Critical Illness Insurance, Private Health Insurance and other products. For more information, please read our Privacy Notice & Cookies.
Frequently asked questions
Business insurance is a group of protection products designed to shield employees and employers from the financial impact of a key person’s sickness, critical illness or death. You’d likely want to talk to us if you’re one of the following:
- Sole trader
- Limited company
- Partnership
- Limited Liability Partnership (LLP)
If you’re an employer, or represent one, you’ll immediately see the benefits for employees and their loved ones: it’s peace-of-mind. If something terrible happens they’ll be OK financially.
But this is for employers, too. There’s tax relief available when you protect your people, and there’s extra value in areas like recruitment, retention, performance and loyalty when you boost your benefits package and show your team you care.
Key person insurance pays funds to ensure continuity if you’re down a key performer. The funds can cover recruitment, training and overtime and can even reimburse the value of any lost contracts / profits that result from a key person’s absence.
This is when a business offers death-in-service benefits to its employees. If the worst should happen to an employee, this can pay out a multiple of their salary on death, helping to alleviate the financial burden for loved ones left behind.
Forbes Advisor have teamed up with protection specialists LifeSearch to offer you advice for Business Insurance and other protection products from a range of different providers:
- Our business life insurance panel covers all UK-based business occupations
- We work with you to understand your individual business needs
- We explain the options, simply, and set up your cover in the right way for your business
LifeSearch compare quotes from a range of major UK insurers. Advice offered is fee-free and all quotes given are without obligation.