Get your Life insurance quotes
Answer questions about you, your health and lifestyle to see your potential policies in only 5-10 minutes.Good to know before you get started:
- Just 5 steps to complete - we’ll let you know how you’re progressing
- If you’re unsure how much cover you need we can help you calculate it
- Honesty is the best policy - always provide truthful answers
- Buy with us for exclusive free LifeSearch Care & Trust services
the hard work for you: Call 0203 764 0292 Request a callback
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Now add your joint policyholder's details
If you're unsure about any of the questions below, please call 0203 764 0292 Mon-Friday 8am-8pm, Saturday 9am-2pm or Sundays 10am-3:30pm. We're standing by.
We're about to ask about work, play and the life you love.
This will take a few minutes, but the more we know the more accurate our policy estimates will be.
So grab a cuppa, settle in (and, ahem, please answer honestly!)
This section asks about your health - crucial when it comes to protection.
We're sorry in advance if any questions offend ... we have to ask.
Let's jump back a bit and talk family history.
We know it's a lot of questions, but your answers will help take things forward.
Thanks for hanging in, not long to go now.
Based on your answers so far, we can show you some policy estimates.
Before that, we just need to check you're OK on the marketing preferences front.
Changing these important answers will mean you'll need to answer the rest of process again.
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Please correct the following errors:
We would really like you to understand how we will use your data before you enter any of your details, please tick the box to let us know you have agreed to our Privacy and Cookies Policy, About Us information and our T&C's. If you are providing information about somebody else, please make sure they are aware of those things too. If you have any questions about any of the detail, please contact us.
How we will use the data you provide to us:
- Protecting your data properly is our priority, you can find full details of how your data will be used by LifeSearch Limited along with your rights in our Privacy and Cookie Policy which you should read before progressing.
- Some insurers may carry out soft credit checks on your data and credit history. These are not full credit searches and will not affect your credit rating.
- Some insurers may also use data they already hold about you (for example, data from existing products or transactional data) to assess and rate your cover and determine your premium.
- If you are providing information about someone else you must make sure they are aware of our Privacy Policy. If you submit a joint application, all correspondence including updates and policy documents for both applicants will be sent to the contact details you enter on your application form.
Please tick this box to confirm you have read and understood our website Terms and Conditions, About us, any assumptions we have made and our Privacy Notice. If you do not understand any of the information within these documents or any of the assumptions we have made please contact us on 0203 764 0292.
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Hang tight while we gather a list of insurers that fit the bill.
Oh, while we're waiting - a massive well done for taking a big step to...
Protect the life you love
Before You Buy...
Measure-twice-cut-once … please check back through your answers to make double, triple sure all are correct and please change any wrong/off/typo/ nonsensical answers.
| Question | You answered |
|---|---|
| {{answer.label}} Edit | {{answer.value}} |
Your chosen policy overview
{{selectedQuote.Provider | getProviderName}} {{selectedQuote.productTypeID | getFriendlyProductName }}£{{selectedQuote.CoverAmount | numberWithCommas}} total cover
{{selectedQuote.Term}} year term - {{selectedQuote.PaymentIndexation | getLevelDecreasing}} Payment
£{{selectedQuote.Premium | numberWithCommasTwoDecimal}}
per month (Direct Debit)
Your Policy Details
Buy your policy
We just need payment details to get you started, and then your policy will start immediately
Your first payment will be taken up to two weeks after the policy is in place.
Direct Debit Payment:
| Monthly payment: | £{{selectedQuote.Premium | numberWithCommasTwoDecimal}} | Service User Number: | {{selectedQuote.InsuranceProduct.SunNumber}} |
The Direct Debit Guarantee
This guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.
If there are any changes to the amount, date or interval of your Direct Debit {{selectedQuote.Provider | getProviderName}} will notify you 3 working days in advance of your account being debited or as otherwise agreed. If you request {{selectedQuote.Provider | getProviderName}} to collect a payment, confirmation of the amount and date will be given to you at the time of the request.
If an error is made in the payment of your Direct Debit, by {{selectedQuote.Provider | getProviderName}} or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society - if you receive a refund you are not entitled to, you must pay it back when {{selectedQuote.Provider | getProviderName}} asks you to.
You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify {{selectedQuote.Provider | getProviderName}}
Your chosen policy overview
{{selectedQuote.Provider | getProviderName}} {{selectedQuote.productTypeID | getFriendlyProductName }}£{{selectedQuote.CoverAmount | numberWithCommas}} total cover
{{selectedQuote.Term}} year term - {{selectedQuote.PaymentIndexation | getLevelDecreasing}} Payment
£{{selectedQuote.Premium | numberWithCommasTwoDecimal}}
per month (Direct Debit)
Your Policy Details
Your Quote Results
Based on your answers, we can't provide estimates just yet ...
So it's time to call! Our advisers search the market (for free) to match you with policies that fit.
Your Quote Results
Here are your year £ cover options change amounts. Based on the answers you provided, you'll need to provide extra details to our insurers to apply for your policy.
change amounts. Don't forget our exclusive LifeSearch Care and Trust services when you buy through us. Need advice on your options and next steps? Get in touch ASAP.
This price is guaranteed and approved by the insurer
This price is indicative and may increase subject to your health & lifestyle
| % claims pay out: | {{selectedQuote.InsuranceProduct.ClaimsPaid | roundNumber}}% |
| Can be put into trust: | Yes No |
| Funeral pledge: | Yes No |
{{selectedQuote.Provider | getProviderName}} {{selectedQuote.productTypeID | getFriendlyProductName }}
Quick details:
| Cover Amount: | £{{selectedQuote.CoverAmount | numberWithCommas}} |
|---|---|
| Policy Length: | {{selectedQuote.Term}} years |
| Level/decreasing: | {{selectedQuote.CoverIndexation | getLevelDecreasing}} |
| Critical illness cover: | £{{selectedQuote.CICCoverAmount | numberWithCommas}} |
Pays out in the event of:
- Death
- Terminal Illness
Pays out in the event of:
- Death
- Specified Critical or Serious Illness
- Terminal Illness
- Children's Critical Illness
Extra options / features
-
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{{getIncludedFullOption(included)}}
Pay out in event of:
- {{payoutEvent}}
About the insurer:
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Lives Covered: {{selectedQuote.InsuranceProduct.LivesCovered | numberWithCommas}}
Established: {{selectedQuote.InsuranceProduct.EstablishmentYear}}
Let LifeSearch do the hard work
- Call us now or arrange a callback
- One conversation and we'll search the whole market for you
- We'll present you your best options and the decision's all yours
Or go direct to an insurer
- Based on your answers, here are indicative policies via our partners
- Go direct (but you'll need to apply all over again)
- Stay with LifeSearch for extra benefits and support
Critical Illness Cover
Protect yourself with a payout if you get a serious, non-terminal illness that's listed in your policy.
Change your totals
Editing could change options or cost
Need help?
If you're even a little confused about anything, just call and we'll talk it through in plain English.
Call 0203 764 0292 Request a callbackGuaranteed policies you can buy now
| Insurer | Price |
% Claims Paid Out
No one likes to think about needing to claim, but sadly people and families need to. On average over 99% of claims are paid out.
|
Can be put into trust
A Trust allows you - and whoever you choose - to control what happens to your money after your death. The money is passed directly to your trustees and avoids probate - and so pays beneficiaries faster. They are generally more suited to single policies than joint ones.
|
Funeral Pledge
If for any reason there's a delay in paying out the full amount, your provider will bridge the gap by paying at least £5,000 quickly to cover funeral expenses. Click on More Info below for further details.
|
|
|---|---|---|---|---|---|
| £{{quote.Premium | numberWithCommasTwoDecimal}} per month | {{quote.InsuranceProduct.ClaimsPaid | roundNumber}}% |
Your options to apply direct with our insurers
| Insurer | Indicative Price |
% Claims Paid Out
No one likes to think about needing to claim, but sadly people and families need to. On average over 99% of claims are paid out.
|
Can be put into trust
A Trust allows you - and whoever you choose - to control what happens to your money after your death. The money is passed directly to your trustees and avoids probate - and so pays beneficiaries faster. They are generally more suited to single policies than joint ones.
|
Funeral Pledge
If for any reason there's a delay in paying out the full amount, your provider will bridge the gap by paying at least £5,000 quickly to cover funeral expenses. Click on More Info below for further details.
|
|
|---|---|---|---|---|---|
| £{{quote.Premium | numberWithCommasTwoDecimal}} per month | {{quote.InsuranceProduct.ClaimsPaid | roundNumber}}% |
Why can't I see any policies?
The ideal life cover policy is out there for almost everyone but some things don't compute on the first go-around. For example:
- Your circumstances may be complex and require more detailed discussion.
- Your desired total amount cover or duration may be too high for an instant quote.
- It may be appropriate to connect you with a specialist insurer, one that this tool doesn't cover.
So get on the phone and ask our advisers
- Talk to a friendly adviser now or we can call you back whenever suits.
- You won't need to enter your details again - you already did that
- For free, your adviser will search the whole market to find the best deals for your health and lifestyle
- We advise, you decide. Armed with facts, you can take your time to weigh up your options and make a decision
- Ask about our free LifeSearch Care services, that help you and your family in times of need
How much life cover should you have?
Plug in your commitments to understand what cover's good for you
Remember, this only estimates how much you might need to help you make your decision