Get your Life insurance quotes
Answer questions about you, your health and lifestyle to see your potential policies in only 5-10 minutes.Good to know before you get started:
- Just 5 steps to complete - we’ll let you know how you’re progressing
- If you’re unsure how much cover you need we can help you calculate it
- Honesty is the best policy - always provide truthful answers
- Buy with us for exclusive free LifeSearch Care & Trust services
the hard work for you: Call 0203 764 0292 Request a callback
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Now add your joint policyholder's details
If you're unsure about any of the questions below, please call 0203 764 0292 Mon-Friday 8am-8pm, Saturday 9am-2pm or Sundays 10am-3:30pm. We're standing by.
We're not allowed to be creative in the following questions. It's a compliance thing.
So apologies if it seems a little stiff - we can't leave any room for error so it's best to just be direct. It is important, so bear with us and remember - stick to the truth.
We're not allowed to be creative in the following questions. It's a compliance thing.
So apologies if it seems a little stiff - we can't leave any room for error so it's best to just be direct. It is important, so bear with us and remember - stick to the truth.
We're not allowed to be creative in the following questions. It's a compliance thing.
So apologies if it seems a little stiff - we can't leave any room for error so it's best to just be direct. It is important, so bear with us and remember - stick to the truth.
Changing these important answers will mean you'll need to answer the rest of process again.
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Please correct the following errors:
We would really like you to understand how we will use your data before you enter any of your details, please tick the box to let us know you have agreed to our Privacy and Cookies Policy, About Us information and our T&C's. If you are providing information about somebody else, please make sure they are aware of those things too. If you have any questions about any of the detail, please contact us.
How we will use the data you provide to us:
- Protecting your data properly is our priority, you can find full details of how your data will be used by LifeSearch Limited along with your rights in our Privacy and Cookie Policy which you should read before progressing.
- Some insurers may carry out soft credit checks on your data and credit history. These are not full credit searches and will not affect your credit rating.
- Some insurers may also use data they already hold about you (for example, data from existing products or transactional data) to assess and rate your cover and determine your premium.
- If you are providing information about someone else you must make sure they are aware of our Privacy Policy. If you submit a joint application, all correspondence including updates and policy documents for both applicants will be sent to the contact details you enter on your application form.
Please tick this box to confirm you have read and understood our website Terms and Conditions, About us, any assumptions we have made and our Privacy Notice. If you do not understand any of the information within these documents or any of the assumptions we have made please contact us on 0203 764 0292.
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Protect the life you love
Before You Buy...
Measure-twice-cut-once … please check back through your answers to make double, triple sure all are correct and please change any wrong/off/typo/ nonsensical answers.
| Question | You answered |
|---|---|
| {{answer.label}} Edit | {{answer.value}} |
Your chosen policy overview
{{selectedQuote.Provider | getProviderName}} {{selectedQuote.productTypeID | getFriendlyProductName }}£{{selectedQuote.CoverAmount | numberWithCommas}} total cover
{{selectedQuote.Term}} year term - {{selectedQuote.PaymentIndexation | getLevelDecreasing}} Payment
£{{selectedQuote.Premium | numberWithCommasTwoDecimal}}
per month (Direct Debit)
Your Policy Details
Buy your policy
We just need payment details to get you started, and then your policy will start immediately
Your first payment will be taken up to two weeks after the policy is in place.
Direct Debit Payment:
| Monthly payment: | £{{selectedQuote.Premium | numberWithCommasTwoDecimal}} | Service User Number: | {{selectedQuote.InsuranceProduct.SunNumber}} |
The Direct Debit Guarantee
This guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.
If there are any changes to the amount, date or interval of your Direct Debit {{selectedQuote.Provider | getProviderName}} will notify you 3 working days in advance of your account being debited or as otherwise agreed. If you request {{selectedQuote.Provider | getProviderName}} to collect a payment, confirmation of the amount and date will be given to you at the time of the request.
If an error is made in the payment of your Direct Debit, by {{selectedQuote.Provider | getProviderName}} or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society - if you receive a refund you are not entitled to, you must pay it back when {{selectedQuote.Provider | getProviderName}} asks you to.
You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify {{selectedQuote.Provider | getProviderName}}
Your chosen policy overview
{{selectedQuote.Provider | getProviderName}} {{selectedQuote.productTypeID | getFriendlyProductName }}£{{selectedQuote.CoverAmount | numberWithCommas}} total cover
{{selectedQuote.Term}} year term - {{selectedQuote.PaymentIndexation | getLevelDecreasing}} Payment
£{{selectedQuote.Premium | numberWithCommasTwoDecimal}}
per month (Direct Debit)
Your Policy Details
Your Quote Results
Here are your {{quoteOptions.policyLength.value}} year £{{quoteOptions.totalCover.value | numberWithCommas}} cover options change amounts. Based on the answers you provided, you'll need to provide extra details to our insurers to apply for your policy.
change amounts. Don't forget our exclusive LifeSearch Care and Trust services when you buy through us
This price is guaranteed and approved by the insurer
This price is indicative and may increase subject to your health & lifestyle
| % claims pay out: | {{selectedQuote.InsuranceProduct.ClaimsPaid | roundNumber}}% |
| Can be put into trust: | Yes No |
| Funeral pledge: | Yes No |
{{selectedQuote.Provider | getProviderName}} {{selectedQuote.productTypeID | getFriendlyProductName }}
Quick details:
| Cover Amount: | £{{selectedQuote.CoverAmount | numberWithCommas}} |
|---|---|
| Policy Length: | {{selectedQuote.Term}} years |
| Level/decreasing: | {{selectedQuote.CoverIndexation | getLevelDecreasing}} |
| Critical illness cover: | £{{selectedQuote.CICCoverAmount | numberWithCommas}} |
Pays out in the event of:
- Death
- Terminal Illness
Pays out in the event of:
- Death
- Specified Critical Illness
- Terminal Illness
- Children's Critical Illness
Extra options / features
-
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{{getIncludedFullOption(included)}}
Pay out in event of:
- {{payoutEvent}}
About the insurer:
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Lives Covered: {{selectedQuote.InsuranceProduct.LivesCovered | numberWithCommas}}
Established: {{selectedQuote.InsuranceProduct.EstablishmentYear}}
Critical Illness Cover
Protect yourself with a payout if you get a serious, non-terminal illness that's listed in your policy.
Change your totals
Editing could change options or cost
Need help?
If you're even a little confused about anything, just call and we'll talk it through in plain English.
Call 0203 764 0292 Request a callbackGuaranteed policies you can buy now
| Insurer | Price |
% Claims Paid Out
No one likes to think about needing to claim, but sadly people and families need to. On average over 99% of claims are paid out.
|
Can be put into trust
A Trust allows you - and whoever you choose - to control what happens to your money after your death. The money is passed directly to your trustees and avoids probate - and so pays beneficiaries faster. They are generally more suited to single policies than joint ones.
|
Funeral Pledge
If for any reason there's a delay in paying out the full amount, your provider will bridge the gap by paying at least £5,000 quickly to cover funeral expenses. Click on More Info below for further details.
|
|
|---|---|---|---|---|---|
| £{{quote.Premium | numberWithCommasTwoDecimal}} per month | {{quote.InsuranceProduct.ClaimsPaid | roundNumber}}% |
Your options to apply direct with our insurers
| Insurer | Indicative Price |
% Claims Paid Out
No one likes to think about needing to claim, but sadly people and families need to. On average over 99% of claims are paid out.
|
Can be put into trust
A Trust allows you - and whoever you choose - to control what happens to your money after your death. The money is passed directly to your trustees and avoids probate - and so pays beneficiaries faster. They are generally more suited to single policies than joint ones.
|
Funeral Pledge
If for any reason there's a delay in paying out the full amount, your provider will bridge the gap by paying at least £5,000 quickly to cover funeral expenses. Click on More Info below for further details.
|
|
|---|---|---|---|---|---|
| £{{quote.Premium | numberWithCommasTwoDecimal}} per month | {{quote.InsuranceProduct.ClaimsPaid | roundNumber}}% |
Based on your search criteria there are no results to show.
Why? Our best guess is that you'll need to lower your policy length and/or cover amount.
Head to the Change Your Totals to try again. Or call LifeSearch on 0203 764 0293.
How much life cover should you have?
Plug in your commitments to understand what cover's good for you
Remember, this only estimates how much you might need to help you make your decision