Over 50s Life Cover

A great way to leave a cash lump sum
Get advice & quote Call 0800 316 7253

Why Over 50s Life Insurance?

  • It's guaranteed-acceptance life insurance for anyone aged 50 to 80 - and 85 in some cases
  • There's no lengthy medical questions to answer
  • It's available at low-cost monthly payments

Why expert advice makes the difference

  • You'll have probably seen lots of TV adverts for over 50's cover so we can break down which options might work best for you
  • We can get your plan in place promptly so you can relax
  • Once sorted, we can help with other things, like your Will and in putting your policy into a Trust, which can speed up claims and avoid lengthy probate

Frequently asked questions about this type of policy

Life Insurance costs rise with age, so over 50's plans make things a little more affordable. Unlike traditional life insurance, you don't need to take a medical. If you're aged between 50 and 80 (or 85 with some policies), you'll be accepted regardless of your health.

They can be. It depends on your own personal health. If you’re in pretty good shape, it may be better to take out cover that asks some health questions as these are usually much better value for money. Our advisers will be able to find the best policy for you.
It's dependent on your circumstances. Usually we'd recommend it, as you can choose who you want the money to go to and will ensure that it gets paid faster when a claim is made.
It could be, but we probably need to understand your circumstances so we can advise. A term policy that runs for a specific term or a whole of life policy might be better value. We'd be more than happy to advise you on which plan to go for. 
Over 50s plans are generally set up individually, so they cannot be held in joint names. Your partner may have to apply for an individual plan, providing they are aged 50 to 80 and are a UK resident.
The cost of your over 50s insurance will mainly depend on a couple of things: your age and the amount of cover you choose. The older you are, and the larger the amount of cover, the higher your monthly premiums will be. We will search the market to find the best value insurance for you.

Over 50s - advice and guides

We've picked 3 guides we think you'd like, but you can visit the Advice & Guides hub for more.

A quick guide to over 50s insurance

50 years old and looking for an easy way to get life insurance? Over 50s insurance could be the product for you.

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Types of life insurance explained

There are lots of different life insurance products, but which one is right for you? Find out here...

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Life insurance & pre-existing medical conditions

Getting life insurance if you have a health condition isn’t always easy. Here we show how you can...

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