Toggle navigation

Over 50s Life Cover

A great way to leave a cash lump sum
Get advice & quote Call 0800 316 7253

Reasons to choose Over 50s Life Insurance

Why taking expert advice makes the difference

  • You've probably seen lots of options advertised on the TV. We'll talk you through what's best for you
  • We can get your plan in place promptly, so you can relax knowing everything is taken care of
  • Once sorted, we can help with other things like trusts and wills too

Frequently asked questions about this type of policy

Life Insurance costs rise with age, so over 50's plans make things a little more affordable. Unlike traditional life insurance, you don't need to take a medical. If you're aged between 50 and 80 (or 85 with some policies), you'll be accepted regardless of your health.

They can be. It depends on your own personal health. If you’re in pretty good shape, it may be better to take out cover that asks some health questions as these are usually much better value for money. Our advisers will be able to find the best policy for you.
It's dependent on your circumstances. Usually we'd recommend it, as you can choose who you want the money to go to and will ensure that it gets paid faster when a claim is made.
It could be, but we probably need to understand your circumstances so we can advise. A term policy that runs for a specific term or a whole of life policy might be better value. We'd be more than happy to advise you on which plan to go for. 
Over 50s plans are generally set up individually, so they cannot be held in joint names. Your partner may have to apply for an individual plan, providing they are aged 50 to 80 and are a UK resident.
The cost of your over 50s insurance will mainly depend on a couple of things: your age and the amount of cover you choose. The older you are, and the larger the amount of cover, the higher your monthly premiums will be. We will search the market to find the best value insurance for you.

Over 50s - advice and guides

We've picked 3 guides we think you'd like, but you can visit the Advice & Guides hub for more.

A quick guide to over 50s insurance

9 Jul 2020

50 years old and looking for an easy way to get life insurance? Over 50s insurance could be the product for you.

Read more

Types of life insurance explained

14 Jul 2020

There are lots of different life insurance products, but which one is right for you? Find out here...

Read more

Life insurance & pre-existing medical conditions

14 Jul 2020

Getting life insurance if you have a health condition isn’t always easy. Here we show how you can...

Read more

Read the latest news and views in the LifeSearch Blog

LifeSearch & Diversity

LifeSearch & Diversity

Our new Diversity Squad ensure we truly deliver on our value of Tolerance.

From Gaff Lad to Gaffer

From Gaff Lad to Gaffer

After 50 years, 'Searcher Shaun Barker brings his colourful career to a close

Secret Life of Brits

Secret Life of Brits

Millions of UK adults keeping ill-health a secret from loved ones...

We’re recommended by these huge brands to help their customers

Since 1998, happy LifeSearch teams have protected more than 640,000 UK families

  • Fee-free expert advice, free support services
  • We hunt the market: insurers you know and some you don't
  • We advise, we search, but you decide
  • Over 80 awards and a super-high TrustPilot score
  • Top #3 in Sunday Times Best Places to Work
Read more about us

£3,700 - the average 'basic' funeral cost

£1,928 - the costs of 'extras' on top of basic funeral costs

LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.