Types of cover

Protect the most important people in your life. 

• Life cover provides for your loved ones
• It pays a cash lump sum or income if you die
• Financial peace of mind for those left behind.

A must-have for the working person? Cover up-to 70% of pre-tax pay if you are unable to work.

• The most essential cover you can buy
• Can offer long-term or short-term cover
• Reassurance as most people can’t rely on state benefits alone

Additional support with critical illness cover.

• A tax-free lump sum when you need it most
• Protect against a major health crisis
• Find a policy that is suitable for you

Mortgage Life Cover is one of the most frequently bought types of insurance.

• Save your home for your loved ones
• Stop the worry of missed repayments
• Prevent repossession

Life Insurance usually covers your largest debt or liability - your house.

• Cover for the monthly bills
• Family Income Benefit will provide a tax-free monthly income for your family

Over-50s Plans - provide a cash lump sum which may be to help with funeral costs, cover unpaid bills or leave a lump sum to your grandchildren or family.

• Guaranteed-acceptance Life Insurance for anyone aged 50 to 80
• No medical questions to answer