Toggle navigation

Get Life Insurance Quotes

  • Life Insurance quotes to suit all budgets
  • We search the market and all the leading insurers
  • Rated 'excellent' on Trustpilot by our customers

What’s the ‘right amount’ of life cover?

It’s different for everyone. To figure out the ‘right amount’ of cover for you, you’ll want to factor in your outstanding debt, your family commitments (now and in future) and what you can afford to spend each month in premiums.

Our calculator will help. And after you calculate the ‘right amount’ of cover, give us a call (or leave your details we’ll call you) so LifeSearch can search the market for policies that match what you’re after.

FIRE UP THE CALCULATOR!

Plug in your commitments to understand what cover's good for you.

£
?

Any mortgage left to pay?

How much have you left on any current mortgages in your name

£
?

Loans, credit cards & other debts

Total up all the non-mortgage debt you have: loans, credit cards, overdrafts and any other borrowing

£
?

Potential funeral costs

The average UK funeral costs between £4,000 and £5,000. If you have expensive tastes or a massive family, it may be more. Worth thinking about.

£
?

Childcare, school or higher education costs

You’ll know your childcare, private school or tuition fee obligations. But did you know it costs roughly £1,500 - £2,500 per year to fund one child through state school? There’s sports, activities, after school clubs, uniforms, travel expenses, technology (such as a laptop or iPad) to consider.

£
?

Additional lump sum

Life insurance covers your obligations and debt. A lump sum on top offers extra comfort and options for your family after you’ve gone

£ -
?

Existing life insurance, savings & investments

Total up any savings, investments and life insurance policies that you intend to keep. When you die your savings go towards your debt anyway - so it’s important you’re not ‘over-insured’. That’s just a waste of money.

Your total cover estimate:

£ 0

Let us find the best cover for you!

Get advice & quote

Not sure about your calculation? We can help you choose the cover level to suit you with free advice here.

Remember, this only estimates how much you might need to help you make your decision.

We're confident you won't find a better life insurance broker.
We know our stuff and our customers love us.


UK's biggest and best protection broker

Awarded Best Protection Adviser in 13 of the last 15 years

Working with the biggest names in UK insurance

LifeSearch compare quotes from all major UK insurers. Advice offered is free and all quotes given are without obligation.

LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.

*Prices where indicated in adverts are based on the below criteria, as of 30/07/2021. Prices quoted may vary depending on your own individual circumstances including age, medical history, the sum assured, length of policy - and other variables.

Life Insurance from £5 per month:
29 year old female - non-smoker- level term assurance £122,913 over 20 years- £5pm 

Family Income Benefit from £5 per month:
31 year old Male - non-smoker- looking at £700 to be paid each month over 20 year term - £5.22pm 

Critical Illness Cover from £10 per month:
25 year old male - non-smoker- level term critical illness £54,685 over 20 year term- £10pm 

Mortgage Protection Insurance from £5 per month:
35 year old female – non-smoker- decreasing £110,000 over 25 year term- £5.30

Income Protection Insurance from £10 per month:
25 year old male - non-smoker- admin assistant- 3 month deferment period- £1,153 to be paid out each month for a maximum of two years per individual claim- covering him up to the age of 68- £10pm 

Over 50s Insurance from £10 per month:
50 year old male - non-smoker- over 50’s plan to pay out £3,528 for £10pm 
65 year old male - non-smoker- over 50’s plan to pay out £1,853 for £10pm 

LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.