Why buy through LifeSearch, not my bank or mortgage adviser?

Request a call back Call 0800 316 3166

You could buy insurance from a bank, or your mortgage adviser but don't. It's a bad idea.

Your bank can’t give you independent advice about the right policy to buy – they’re not even allowed to try. Banks are only permitted to sell their own (or their partners’) products. Even if the person selling you their bank’s policy knows that it’s over-priced or poor quality, they’re not allowed to recommend the better-value cover you could find elsewhere.

Mortgage advisers may have access to one, or a limited number of options. Often they may choose to recommend what suits their own needs, and not yours. We're not tarring them all with the same brush - there's loads of reputable mortgage advisers out there who know their stuff about Life Insurance. But most are not experts like us, and will they know what we know?

LifeSearch will get you the best deal around. As the UK’s leading independent adviser, LifeSearch work with all major insurers (and the best smaller ones too) to offer you the very best-value cover available. We can choose from hundreds of different policies, and will make an unbiased recommendation of the best cover available. (The chances of your bank offering anything like real value for money are, it’s got to be said, extremely small.)

  • Make a head-to-head comparison between our quote and any insurer’s, and we can promise you that our price will be the same (or better) on any like-for-like policy.
  • What’s more, we won’t charge a penny extra to set up your policy, and we offer an exclusive series of benefits no insurer or adviser can match.
  • Free Trust Service. Trusts are a tax- and time-efficient way to set up your life insurance policy. We’ll write your policy in Trust - FREE OF CHARGE.
  • Annual Cover Review. The cover you need changes as your life does. We’ll stay in touch and make sure your cover keeps up with your life.
  • Expert claims team. Our specialist claims team can support you every step of the way if you need to make a claim – helping you by filling in forms, chasing up paperwork, and making sure you get paid.
  • Specialist Support. Call us and you’ll always speak to a protection insurance specialist. You can even book calls with your own preferred adviser – your personal point of contact – so you’ll never need to start from scratch when you call.

Since 1998 we've protected more than 750,000 UK families

  • Fee-free expert advice, free support services
  • We hunt the market - insurers you know and some you don't
  • We advise, we search, but you decide
  • Multiple award winners for our customer service, culture and campaigning
  • Trustpilot 'Excellent' year after year from thousands of reviews
Read more about us

LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.