How to get life insurance quotes online

How to get life insurance quotes online

27 Jan 2022

Oh boy, you’re in for a treat. You’ll have the time of your life getting life insurance quotes online. It’ll be the most fun you’ve ever had. Are we over selling it? Maybe. But it doesn’t have to be a pain, and it can be quick and easy. 

Buying life insurance has sort of a bad reputation; many people think it’s a long and difficult process full of mumbo jumbo and doctors visits, but it doesn’t have to be. Getting a quote online and buying your insurance has never been easier if you do it right. Let us give you a hand. 

Get a life insurance quote online

Type “life insurance” into Google and you’ll be faced with ads for cheap and cheerful life insurance. It might seem simple to just click one, buy it and get on with your day, but it’s important to compare quotes to make sure you’re being covered how you want to be covered. 

Prices and levels of coverage can vary a lot. Going through a broker, like us here at LifeSearch, can help make sure you get cover that protects you and your family in exactly the way you want. We can talk with you about what you’re looking for and your personal situation, and find policies that fit you best and help you and your loved ones protect the life you love. We have access to the wider life insurance market and can advise you, guide you, and help you find the perfect policy. 

Getting a quote online from us only takes a couple of minutes. All you have to do is visit: https://www.lifesearch.com/getprotected and fill in your details. You’ll be asked the standard medical and lifestyle questions to help determine the price of your premiums. 

After filling in your answers, you’ll be able to compare insurers and prices, along with other variables like: 

  • Claims statistics 
  • Whether the plan can be put into trust 
  • Whether the funeral pledge is covered 
  • Terminal illness cover 
  • Whether or not you’ll be able to deal with your plan online and whether the insurer has a UK call centre or not. 

You’ll be given “Buy Now” prices, where you can simply click on a plan, enter your bank details, and your cover will begin.

You’ll also be given “Apply Now” prices, where an insurer isn’t able to give you a guaranteed price due to needing more information from you or your doctor. If you click on an “Apply Now” plan, it will take you to the insurer’s website where you can deal with them directly. 

Our online service is designed to be easy for you, but if you’re struggling there’s always an option to call us directly and speak to an advisor on 0800 316 3166. After you’ve contacted us, we’ll guide you through all your options and help you choose the best one. 

Why do I need to compare life insurance? 

“But why can’t I just buy the £5-a-month-no-questions-asked policy that was advertised to me?!” We hear you cry. 

Well, you can if you want. The issue with not thoroughly comparing life insurance policies and doing your due diligence (or contacting us and letting us do it for you…) is that you risk not being covered in the way you want to be covered, and being rejected when it comes to actually making a claim. We know a fiver isn’t a huge amount, but over time that adds up, and we don’t want you to waste your hard earned pennies. 

Comparing life insurance through a trusted and experienced broker means that you should get access to the wider insurance market, without having to individually go to each insurance provider’s website and get a quote from each of them. A broker will help you make sure you get the best prices and best level of coverage possible for you, and help you understand why it can be important to put your policy into Trust.

How can LifeSearch help? 

We were founded in 1998 with the intention of doing right by you, and helping you protect the life you love. In our hearts we believe that protection offers families relief during the darkest of times. Once you're covered you can get on with living every minute, knowing that your loved ones are protected against the unpredictable.

We know that it can feel complicated trying to untangle the jargon and match up your life to an insurance policy, and we don’t want you feeling like you have to go it alone. Give us a shout and we can do that together. 

We're always here to answer questions, give fee-free advice and walk alongside you if you need to make a claim. We're one of a few independent advisers running a free, full-time claims desk so we're here and on-hand to fight your corner when you need. We want you to know that we’re here to help. Contact us today. 

Let us get to know you and do the hard work for you

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LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.