Reasons to choose Life Insurance
- Life Insurance, or life cover - is a safety net for your loved ones
- It pays a cash lump sum to support your family, should the worst happen
- You can personalise your cover with your loved ones in mind
Why taking expert advice makes the difference
- Choosing the right life cover is a pretty important decision, but don't worry - we'll help you get it right
- You probably have a lot of questions. Just give us a call and we'll talk through your options
- Life insurance protects you and your loved ones. We hope you'll never need it, but it gives you peace of mind if you do
Watch our Life Insurance in 60 secs video
Frequently asked questions about this type of policy
Life insurance protects your loved ones and can ensure that they don't suffer financially if you're not around anymore. A policy is usually bought to cover the period (or term) that your family most need help. For a regular monthly income or lump sum, you may want to consider family income benefit.
It all depends on a few things; your health, your age, your smoker status, the amount of cover you're after and maybe even your hobbies.
You can buy whole-of-life policies that pay out whenever you die. Because they can last way into old age, they can be expensive. The good news is there are cost-effective policies that provide for a set period - for example, the length of your mortgage or until the kids fly the nest.
Life Insurance is designed to protect your family if you die; in the same way car insurance won't pay out if you don't have an accident, or pet insurance doesn't pay if your pet stays well - there'll be no payout if you're around during the life of the policy.
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