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Life Insurance

Life Insurance protects the lives you love
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Reasons to choose Life Insurance

  • Life Insurance, or life cover - is a safety net for your loved ones
  • It pays a cash lump sum to support your family, should the worst happen
  • You can personalise your cover with your loved ones in mind

Why taking expert advice makes the difference

  • Choosing the right life cover is a pretty important decision, but don't worry - we'll help you get it right
  • You probably have a lot of questions. Just give us a call and we'll talk through your options
  • Life insurance protects you and your loved ones. We hope you'll never need it, but it gives you peace of mind if you do

Watch our Life Insurance in 60 secs video

Frequently asked questions about this type of policy

Life insurance protects your loved ones and can ensure that they don't suffer financially if you're not around anymore. A policy is usually bought to cover the period (or term) that your family most need help. For a regular monthly income or lump sum, you may want to consider family income benefit.

It all depends on a few things; your health, your age, your smoker status, the amount of cover you're after and maybe even your hobbies.
You can buy whole-of-life policies that pay out whenever you die. Because they can last way into old age, they can be expensive. The good news is there are cost-effective policies that provide for a set period - for example, the length of your mortgage or until the kids fly the nest.
Life Insurance is designed to protect your family if you die; in the same way car insurance won't pay out if you don't have an accident, or pet insurance doesn't pay if your pet stays well - there'll be no payout if you're around during the life of the policy.

What exactly is 'the right amount' of cover?

There's no standard answer - it's based on you and what's going on at home. Our calculator offers a suggestion but it's not a recommendation.

'The right amount' of cover is a balance: what you need versus your budget. But let's figure that part out together - after you calculate, call an advisor or jot your details and we'll call you.

FIRE UP THE CALCULATOR!

Plug in your commitments to understand what cover's good for you

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Your total cover estimate:

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Remember, this only estimates how much you might need to help you make your decision

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Some of our life insurance guides to help with your decisions

How To Have The Death And Money Conversation

14 Apr 2019

It's the easiest thing in the world to ask that people sit down, grab a cuppa and talk about death
Read more

How Much Life Insurance Do I Need?

26 Sep 2019

A little, or a lot? Here’s what to consider when taking out life insurance
Read more

Why You Should Put Your Life Insurance In Trust

13 Dec 2019

If you haven’t put your life insurance in trust, it’s important to consider it.
Read more

Additional blog insights for this cover

Can I Afford Not To Have Life Insurance?

7 Aug 2019

At what point do you need to consider life insurance?
Read more

Does Life Insurance Cover Coronavirus?

28 Jul 2020

It’s natural to be worried about coronavirus and your life insurance

Read more

10 Reasons You Should Make a Will Now

26 Oct 2018

10 Reasons You Should Make a Will Now

Read more

Since 1998, happy LifeSearch teams have protected more than 640,000 UK families

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42% UK households with a mortgage have no Life Insurance 

Over 98% of life insurance claims are successfully paid out 

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LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. Calls may be monitored/recorded.