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Wills & trusts

The top line on Wills and Trusts
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Wills

Put simply, a will is a legal document that tells everyone what should happen to your money, possessions and property after you die (all of these things together are called your 'estate'). If you don't leave a will, the law decides how your estate is passed on ('intestate'), and this may not be in line with your wishes and may not benefit the right people.

In a Will you can also appoint Guardians for your children making sure their future is secured in the best possible way. 

LifeSearch have teamed up with Secure Inheritance and can create a will for you – just call 0203 764 0204 to speak to a member of our Wills team or email them.

What is a Trust?

Trust is a legal document that ensures money from a policy claim is kept separate from an estate. Unlike a Will, it mitigates inheritance tax and speeds up a claim. A Trust allows you - and whoever you choose - to control what happens to your money after your death.

Placing your Life Insurance policy into a Trust is strongly recommended, and we can arrange this Trust free of charge.

Find out more about Trusts

 

  • It can ensure your cover pays out in a timely manner 
  • You decide how much each person gets 
  • A Trust can mitigate inheritance tax fees 

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